Dentists on Vincent Tips: Top 4 Reasons to Use Your Dental Insurance Now
One of the important things people often forget to keep track of is the benefits that your dental insurance plan offers you – you need to use them up fully.
The year’s end is packed with lots of fun activities.
Family, school, and work obligations can keep you busy without paying attention to other important things, like your dental and overall health.
When it comes to dental insurance benefits, millions of patients annually ring in the New Year by leaving free money on the table.
Less than 5% of Australians are believed to use or exceed the financial restrictions of their dental insurance coverage, according to estimates that range widely.
No matter what plan you have, it is very likely that it has a yearly expiration date, and in most cases, that expiration date is December 31st.
It’s up to you to make sure these valuable dollars don’t go to waste, and Dentists on Vincent is here to help you maximise them. So, let’s take a look at dental insurance and what you can do to benefit from it.
The following are great reasons to use your dental insurance before the year changes.
1. Yearly Maximum
The annual limit is the most money a dental insurance policy covers to pay out for your dental work throughout a full calendar year. The average cost per person per year varies depending on the dental insurance provider.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental insurance benefits, they will not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits. Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to use your benefits before the year ends is the possibility of a fee increase. A few dentists raise their fees at the beginning of the year because of the rising cost of living, supplies, and equipment. Your dental expenses may rise as a result of a charge increase.
4. Dental Problems Can Worsen
By postponing dental care, you are risking more extensive and expensive treatment in the future. What may be simple tooth decay today could turn into a root canal problem down the road. Call your Leederville dentist and schedule an appointment to use your dental insurance benefits.
Dental Insurance: Use It or Lose It!
The yearly maximum typically renews each year on a calendar year basis, such as on January 1st. The dental insurance benefits do not carry over to the next year and must be used by December 31st.
You lose dental insurance benefits if you don’t utilise your maximum coverage benefit. Unused dental insurance benefits don’t roll over into the next year; thus, they just go to waste.
Our team will work with you and your dental insurance company to make sure that your benefits aren’t wasted.
If you are overdue for a dental clean and check-up, have a pending dental procedure, or need treatment, and haven’t maximised your dental insurance benefits for this year, make an appointment with your dental team here at Dentists on Vincent before the year ends.
Our goal is to help you enjoy a beautiful smile before the year ends. We can make you look good and feel good about yourself by maintaining the health of your teeth and gums.
Getting the most out of your dental insurance can help you reap the wonderful benefits of having your teeth checked and treated.
For more information, call us on (08) 9242 4400 or request your appointment online.
We are located at 322 Vincent St in Leederville.
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